Nowadays, vehicle theft cases in the community are becoming more and more frequent. Although many car owners have installed anti-theft devices and floor locks on their cars, they still cannot stop the theft of vehicle parts. Does car insurance cover stolen car parts?
After auto parts are stolen, can auto insurance compensate? The premise of this question is that the owner has handled auto insurance, especially for vehicle theft and rescue.
Under normal circumstances, auto insurance is only for theft of the whole car, and it is not liable for the theft of vehicle parts, especially tires are not covered by the insurance. If a vehicle theft emergency is handled, the company will determine based on the actual situation whether the auto parts meet the conditions for compensation after being stolen.
Therefore, this requires everyone to carefully look at the content of the contract and the content of its additional treaties when purchasing auto insurance or vehicle theft. If you find any unreasonable or unacceptable terms, you should negotiate with the insurance company in time and make a separate agreement. However, if the parts of the vehicle are stolen in the community, if the evidence is sufficient, not only the insurance company needs to pay compensation, but also the property company needs to pay related compensation.
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